I just got a phone call from my accountant and he informed me that I received a 1099 from one of my retirement accounts. I thought that odd since I am well under the retirement age and have not taken any formal distributions. Well, it turns out that when an old account I had got rolled over into a new Roth IRA account, that created a taxable event. The crazy thing is that no one warned me that this would happen. Kind of like no one tells people who try the Medifast diet program that once they lose all the weight, they’ll have to go shopping for new clothes. Funny what you miss when you don’t read the fine print.